select * from myTable
where ProcessDate = '20161009'
and LoanChargeoffDate is not null --charged-off loans
--and LoandChargeoffDate is null and LoanCloseDate IS NOT null
and LoanCode IN (0,1) -- open and close ended loans only
and LoanBalloonDate IS NULL -- exclude balloon loans
and LoanType = 1 -- LoanType NOT IN (10, 51, 97) -- no lines of credit 
-- and LoanCreditScore > 0
and LoanTermMonths > 0
order by AddrChanged